{"id":3043,"date":"2026-04-01T09:59:03","date_gmt":"2026-04-01T00:59:03","guid":{"rendered":"https:\/\/infotips.net\/3043"},"modified":"2026-04-01T09:59:03","modified_gmt":"2026-04-01T00:59:03","slug":"%ec%99%b8%ea%b5%ad%ec%9d%b8-%ec%9e%90%ea%b8%88-%eb%b9%a0%ec%a7%80%eb%8a%94-%ec%9d%b4%ec%9c%a0-%ec%a7%80%ea%b8%88-%ec%9d%b8%eb%b2%84%ec%8a%a4%c2%b7%ea%b3%b1%eb%b2%84%ec%8a%a4%ea%b0%80-%eb%8b%b5","status":"publish","type":"post","link":"https:\/\/infotips.net\/en\/3043","title":{"rendered":"\uc678\uad6d\uc778 \uc790\uae08 \ube60\uc9c0\ub294 \uc774\uc720? \uc9c0\uae08 \uc778\ubc84\uc2a4\u00b7\uacf1\ubc84\uc2a4\uac00 \ub2f5\uc77c\uae4c"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of 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href=\"https:\/\/infotips.net\/en\/3043\/#%EA%B8%B0%EC%88%A0%EC%A3%BC_%EC%A4%91%EC%8B%AC_%EC%8B%9C%EC%9E%A5_%EB%B3%80%ED%99%94\" >\uae30\uc220\uc8fc \uc911\uc2ec \uc2dc\uc7a5 \ubcc0\ud654<\/a><\/li><\/ul><\/nav><\/div>\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/infotips.net\/wp-content\/uploads\/2026\/04\/1775005137-83242.png\" class=\"attachment-full size-full\" alt=\"\uc678\uad6d\uc778 \uc790\uae08 \ube60\uc9c0\ub294 \uc774\uc720? \uc9c0\uae08 \uc778\ubc84\uc2a4\u00b7\uacf1\ubc84\uc2a4\uac00 \ub2f5\uc77c\uae4c\" loading=\"lazy\" srcset=\"https:\/\/infotips.net\/wp-content\/uploads\/2026\/04\/1775005137-83242.png 1024w, https:\/\/infotips.net\/wp-content\/uploads\/2026\/04\/1775005137-83242-300x300.png 300w, https:\/\/infotips.net\/wp-content\/uploads\/2026\/04\/1775005137-83242-150x150.png 150w, https:\/\/infotips.net\/wp-content\/uploads\/2026\/04\/1775005137-83242-768x768.png 768w, 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\uc694\uc18c\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc678\ud654\ub85c \uc218\ucd9c\ud558\ub294 \uae30\uc5c5\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc218\uc775\uc774 \ub298\uc5b4\ub098\uae30 \ub54c\ubb38\uc5d0 \uc678\uad6d\uc778 \uc790\uae08\uc758 \uc720\uc785\uc774 \uc218\ucd9c \uae30\uc5c5\ub4e4\uc5d0\uac8c \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub4e4\ub85c \uc778\ud574 \uc678\uad6d\uc778 \uc790\uae08\uc740 \ud658\uc728\uc774 \ud558\ub77d\ud560 \ub54c \ube60\ub974\uac8c \uc720\uc785\ub418\uba70, \uc774\ub294 \uc778\ubc84\uc2a4\u00b7\uacf1\ubc84\uc2a4 \ud380\ub4dc\uc5d0 \ub300\ud55c \uad00\uc2ec\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h4><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EA%B0%80_%ED%95%98%EB%9D%BD\"><\/span>\uc8fc\uac00 \ud558\ub77d<span class=\"ez-toc-section-end\"><\/span><\/h4><p>\uc8fc\uac00 \ud558\ub77d\uc740 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \uc8fc\uc2dd \uac00\uaca9\uc774 \uc804\ubc18\uc801\uc73c\ub85c \ud558\ub77d\ud558\ub294 \ud604\uc0c1\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc678\uad6d\uc778 \uc790\uae08\uc774 \ube60\uc9c0\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub85c\ub294 \uc138\uacc4\uc801\uc778 \uacbd\uc81c \ub454\ud654 \uc6b0\ub824\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uacc4 \uacbd\uc81c\uac00 \ub454\ud654\ub418\uba74 \uae30\uc5c5\ub4e4\uc758 \uc2e4\uc801\uc774 \ubd80\uc9c4\ud574\uc9c0\uace0 \uacbd\uae30 \uce68\uccb4\uac00 \uc6b0\ub824\ub418\uc5b4 \uc8fc\uac00\uac00 \ud558\ub77d\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud658\uc728 \ud558\ub77d\uc774 \uc678\uad6d\uc778\ub4e4\uc774 \ud22c\uc790\ub97c \uaebc\ub9ac\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc678\uad6d \ud658\uc790\ud654\ud558\uba74 \ud22c\uc790 \uc218\uc775\uc774 \uc904\uc5b4\ub4e4\uae30 \ub54c\ubb38\uc5d0 \uc678\uad6d\uc778\ub4e4\uc774 \uc790\uae08\uc744 \ube7c\ub294 \uacbd\uc6b0\uac00 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uac00\uac00 \ud558\ub77d\ud558\uba74 \uc774\uc5d0 \ub530\ub77c \uad6d\ub0b4 \uc2dc\uc7a5\uc5d0\uc11c \uc678\uad6d\uc778\uc774 \ub9e4\ub3c4\ud558\uac8c \ub418\uba74\uc11c \ub354 \ud070 \ud558\ub77d \uc555\ub825\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h4><span class=\"ez-toc-section\" id=\"%EA%B5%AD%EB%82%B4_%EC%A0%95%EC%B9%98%C2%B7%EA%B2%BD%EC%A0%9C_%EB%B6%88%ED%99%95%EC%8B%A4%EC%84%B1\"><\/span>\uad6d\ub0b4 \uc815\uce58\u00b7\uacbd\uc81c \ubd88\ud655\uc2e4\uc131<span class=\"ez-toc-section-end\"><\/span><\/h4><p>\uad6d\ub0b4 \uc815\uce58\u00b7\uacbd\uc81c\uc5d0\uc11c\uc758 \ubd88\ud655\uc2e4\uc131\uc740 \uc678\uad6d \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ubd88\uc548\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4. \uc815\uce58\uc801\uc778 \ubd88\ud655\uc2e4\uc131\uc740 \uc815\ucc45 \ubcc0\ud654\ub098 \uaddc\uc81c \uac15\ud654\ub85c \uc778\ud574 \uae30\uc5c5\uc758 \uacbd\uc601 \ud658\uacbd\uc774 \ubd88\uc548\ud574\uc9c0\uace0, \uc774\uc5d0 \ub530\ub77c \ud22c\uc790 \ud658\uacbd \uc5ed\uc2dc \ubd88\ud655\uc2e4\uc131\uc744 \uac00\uc911\uc2dc\ud0b5\ub2c8\ub2e4. \ud2b9\ud788 \uc815\uce58\uc801\uc778 \ubd88\ud655\uc2e4\uc131\uc774 \uacbd\uc81c\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uae08\uc744 \ucca0\uc218\ud558\uace0 \uc774\ud0c8\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uad6d\ub0b4 \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uc740 \ud1b5\ud654 \uac00\uce58 \ud558\ub77d\uacfc \uc8fc\uac00 \ud558\ub77d\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc678\uad6d\uc778 \uc790\uae08\uc774 \ube60\uc9c0\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p><h4><span class=\"ez-toc-section\" id=\"%EA%B8%80%EB%A1%9C%EB%B2%8C_%EC%A6%9D%EC%8B%9C_%EB%B3%80%EB%8F%99%EC%84%B1_%EC%A6%9D%EA%B0%80\"><\/span>\uae00\ub85c\ubc8c \uc99d\uc2dc \ubcc0\ub3d9\uc131 \uc99d\uac00<span class=\"ez-toc-section-end\"><\/span><\/h4><p>\ud604\uc7ac \uae00\ub85c\ubc8c \uc99d\uc2dc\uc5d0\uc11c\ub294 \ubcc0\ub3d9\uc131\uc774 \ub192\uc544\uc9c0\uace0 \uc788\ub294\ub370, \uc774\ub294 \ub2e4\uc591\ud55c \uc694\uc778\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub85c, \ubbf8\uad6d\uacfc \uc911\uad6d \uac04 \ubb34\uc5ed \ubd84\uc7c1\uc73c\ub85c \uc778\ud55c \ubd88\ud655\uc2e4\uc131\uc774 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ud22c\uc790\uc790\ub4e4\uc740 \ubd88\uc548\uc815\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud574\uc11c \uc790\uc0b0\uc744 \ub2e4\uac01\ud654\ud558\uac70\ub098 \uc548\uc804\uc790\uc0b0\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8\ub85c, \uc138\uacc4 \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uc774 \uc99d\uac00\ud558\uba74\uc11c \ub2e4\uc591\ud55c \uad6d\uac00\ub4e4\uc758 \uacbd\uc81c \uc9c0\ud45c\uac00 \uc57d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae00\ub85c\ubc8c \ud22c\uc790\uc790\ub4e4\uc774 \uc704\ud5d8 \uc790\uc0b0\uc744 \ud314\uace0 \uc548\uc804\uc790\uc0b0\uc744 \uc120\ud638\ud558\ub294 \uc6c0\uc9c1\uc784\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uad6d\uc81c \uc815\uce58 \uc0c1\ud669\uc758 \ubd88\uc548\uc815\uc131 \uc5ed\uc2dc \uae00\ub85c\ubc8c \uc99d\uc2dc\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \uc548\uc804\ud55c \uc790\uc0b0\uc73c\ub85c \uc790\uae08\uc744 \uc774\ub3d9\uc2dc\ud0a4\ub294 \uacbd\ud5a5\uc774 \uc788\uc5b4, \uc8fc\uc2dd\uc2dc\uc7a5 \ub4f1\uc5d0\uc11c\uc758 \uc790\uae08\uc774 \ube60\uc838\ub098\uac00\ub294 \ud604\uc0c1\uc774 \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h4><span class=\"ez-toc-section\" id=\"%EB%AF%B8%EA%B5%AD%EC%9D%98_%ED%86%B5%ED%99%94%EC%A0%95%EC%B1%85_%EB%B3%80%ED%99%94\"><\/span>\ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654<span class=\"ez-toc-section-end\"><\/span><\/h4><p>\ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654\ub294 \uc804 \uc138\uacc4 \uacbd\uc81c\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed)\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654\ub294 \uc8fc\uc2dd\uc2dc\uc7a5, \ucc44\uad8c\uc2dc\uc7a5, \uc678\ud658\uc2dc\uc7a5 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70 \ud22c\uc790\uc790\ub4e4\uc758 \uc804\ub7b5\uc744 \ud06c\uac8c \uc88c\uc6b0\ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \ud1b5\ud654\ub7c9 \uc870\uc808, \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9, \uc591\uc801\uc644\ud654 \ub4f1\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654\ub294 \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc758 \uc790\uae08 \uc720\ucd9c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45\uc774 \uc644\ud654\uc801\uc73c\ub85c \uc804\ud658\ub418\uba74, \uc790\uae08\uc774 \uad6d\uc678 \uc2dc\uc7a5\uc73c\ub85c \uc720\ucd9c\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ub2ec\ub7ec\ud654\uc758 \uac00\uce58\uac00 \ubcc0\ub3d9\ub418\uba74\uc11c \ud658\uc728\uacfc \uc8fc\uac00 \ub4f1\uc5d0\ub3c4 \ubcc0\ud654\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc8fc\ubaa9\uc774 \ud544\uc218\uc801\uc774\uba70, \ud22c\uc790\uc790\ub4e4\uc740 \ubbf8\uad6d\uc758 \ud1b5\ud654\uc815\ucc45 \ubcc0\ud654\ub97c \uc8fc\uc2dc\ud558\uba70 \ud22c\uc790\uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p><h4><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EC%88%A0%EC%A3%BC_%EC%A4%91%EC%8B%AC_%EC%8B%9C%EC%9E%A5_%EB%B3%80%ED%99%94\"><\/span>\uae30\uc220\uc8fc \uc911\uc2ec \uc2dc\uc7a5 \ubcc0\ud654<span class=\"ez-toc-section-end\"><\/span><\/h4><p>\uae30\uc220 \uc8fc\uc2dd \uc911\uc2ec \uc2dc\uc7a5\uc758 \ubcc0\ud654\ub294 \ucd5c\uadfc \uc678\uad6d\uc778 \uc790\uae08 \uc720\ucd9c\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae30\uc220 \uae30\uc5c5\ub4e4\uc774 \ud601\uc2e0\uc801\uc778 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub85c \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uba74\uc11c \ud22c\uc790\uc790\ub4e4\uc758 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc778\uacf5\uc9c0\ub2a5, \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305, \uc0ac\ubb3c\uc778\ud130\ub137 \ub4f1 \uc0c8\ub85c\uc6b4 \uae30\uc220 \uae30\uc5c5\ub4e4\uc774 \uc8fc\ubaa9\ubc1b\uc73c\uba70 \uae30\uc874 \uc0b0\uc5c5\uacfc\uc758 \uacbd\uacc4\uac00 \ubaa8\ud638\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ud22c\uc790\uc790\ub4e4\uc740 \ubbf8\ub798 \uc131\uc7a5\uc131\uc744 \ubcf4\ub294 \uae30\uc220\uc8fc\uc5d0 \uc790\uae08\uc744 \uc9d1\uc911\ud558\ub294 \ucd94\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc \uae30\uc220 \uc8fc\uc2dd\ub4e4\uc740 \ub192\uc740 \ud3c9\uac00\ub97c \ubc1b\uc73c\uba70 \uc8fc\uac00 \uc0c1\uc2b9\uc744 \uc774\ub04c\uc5b4\ub0b4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \uae30\uc220 \uc8fc\uc2dd \uc911\uc2ec\uc758 \uc2dc\uc7a5 \ubcc0\ud654\ub294 \ub3d9\uc2dc\uc5d0 \uc8fc\uac00 \ubcc0\ub3d9\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc73c\uba70 \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc758 \uc790\uae08 \uc720\ucd9c\uc744 \uac00\uc18d\ud654\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uae30\uc220 \uae30\uc5c5\uc758 \uc8fc\uac00 \ubcc0\ub3d9\uc131\uc744 \uace0\ub824\ud558\uba74\uc11c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae30\uc220 \uae30\uc5c5\ub4e4\uc758 \uc2e4\uc801\uacfc \uc131\uc7a5 \uc804\ub9dd\uc744 \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uc5ec \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ud55c\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uc790\uae08\uc744 \ube7c\ub294 \uc774\uc720\uc5d0\ub294 \ub2e4\uc591\ud55c \uc694\uc778\uc774 \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ubc84\uc2a4\u00b7\uacf1\ubc84\uc2a4 \ud22c\uc790 \uc804\ub7b5\uc774 \ud604\uc7ac \ud574\ub2f5\uc774 \ub420 \uc218 \uc788\ub294 \uc774\uc720\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uae08\ub9ac \uc778\ud558 \uc804\ub9dd \uc678\uad6d\uc778\uc758 \uc790\uae08\uc774 \ud55c\uad6d \uc2dc\uc7a5\uc5d0\uc11c \ube60\uc9c0\ub294 \uc774\uc720\uc5d0 \ub300\ud574\uc11c\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc694\uc778\uc774 \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud55c\uad6d\uc758 \uae08\ub9ac \uc778\ud558 \uc804\ub9dd\uc774 \uc678\uad6d \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud55c\uad6d\uc758 \uae08\ub9ac\uac00 \uc778\ud558\ub41c\ub2e4\uba74 \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \ub354 \ub0ae\uc740 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